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FINE STATE Home About Telegram Personal Finance  •  Banking When Your Bank Fails: How DICGC's Rs 5 Lakh Insurance Actually Works (and What's Not Covered) By Utkarsh Garg , FinEstate | 21 May 2026 | 9 min read | DICGC EXPLAINER SEBI Non-Advisory Disclosure For educational purposes only. Not investment advice. Consult a SEBI-registered adviser before making any financial decision. AI-Assistance Disclosure Researched with AI assistance. Facts verified against primary sources including RBI Press Release 2026-2027/288 , DICGC official portal , and the DICGC Act 1961 text on rbi.org.in. Editorial Note DICGC coverage limit of Rs 5 lakh is per depositor per bank for FY 2026. Specific claim disbursement timelines and joint-account treatment vary; readers should verify the latest FAQ at dicgc.org.in before acting. Rs 5 Lakh DICGC Insurance Ceiling ...

FINE STATE RBI & Macro Personal Finance Tax & Investing Real Estate Currency & Forex By Utkarsh Garg  |  May 21, 2026  |  7 min read Rs 96.90 USD/INR — May 20, 2026 RBI ref rate 96.7290 (Fed H.10 verified) -7% YTD Depreciation 2026 ~-13% over 12 months (approx.) ~$5B Est. RBI Intervention (May wk 1) Bankers' estimate — not RBI confirmed SEBI Non-Advisory Disclosure: This article is for educational purposes only. It is not investment or forex trading advice. Forex markets carry significant risk. Consult a SEBI-registered adviser before making any financial decision. SEBI Non-Advisory Disclosure For educational purposes only. Not investment advice. Consult a SEBI-registered adviser before making any financial decision. AI-Assistance Disclosure Researched with AI assistance. Facts verified against primary sources inc...

FINE STATE RBI & Macro Tax & Investing Personal Finance Real Estate RBI & Macro  ·  Inflation Food prices bifurcate, southern states surge to 5.81%, and a 4.82-point WPI–CPI gap signals the pressure still in transit. By Utkarsh Garg · May 2026 · 9 min read · PROVISIONAL DATA — MOSPI 12 MAY 2026 SEBI Non-Advisory Disclosure For educational purposes only. Not investment advice. Consult a SEBI-registered adviser before making any financial decision. AI-Assistance Disclosure Researched with AI assistance. All facts verified against primary sources including mospi.gov.in , rbi.org.in , and pib.gov.in . 3.48% Headline CPI (April 2026) Below RBI’s 4% target — third consecutive month. Rate-cut door open for June MPC. +144% Silver Jewellery YoY Precious metals driving the hidden inflation inside the basket — global sa...