IRDAI Health Insurance Rules 2026: What’s in Effect
Six rules bind every health insurer in India. The one most people get wrong is the five-year moratorium — it stops your insurer contesting a claim, it does not turn an exclusion into a benefit.
Personal Finance
EPF, NPS, insurance, deposit safety and the handful of decisions that matter before anything clever. Rules cited from IRDAI, EPFO and RBI sources.
EPF Interest FY 2025-26: 8.25% Credited — and Why Yours Might Be Short
The FY 2025-26 interest landed around 15 July 2026 at 8.25%. A credit arriving is not the same as a credit being correct — your passbook only reflects what your employer actually filed.
Term Insurance India 2026: Cover, Riders, and the Tax Truth
Personal Finance › Insurance › Term Insurance India 2026 Term Insurance for Salaried India 2026: How Much Cover, Which Riders, and the Tax Truth By Utkarsh Garg · Founder & Editor · June 2026 · Personal Finance / Insurance Disclosure: This article provides general educational information about term insurance and does not constitute personalised insurance … Read more
DICGC Deposit Insurance: How Rs 5 Lakh Cover Works When a Bank Fails
Personal Finance · Banking · Quick answer 30 sec · Full read 29 min DICGC deposit insurance covers up to Rs 5 lakh per depositor per bank (principal plus interest combined) across all branches of the same bank. It applies to savings, fixed, recurring, and current accounts in rupees at scheduled commercial banks, small finance banks, payments banks, and … Read more