Utkarsh GargReal Estate RERA & Legal · 30 May 2026 · 13 min read By Utkarsh Garg · Founder & Editor, FinEstate · 30 May 2026 Last updated: 02 Jun 2026 Disclosure: This article is for general informational purposes only. Stamp duty rates, slabs, and concessions change with state budgets and executive orders. Verify the current … Read more
Tax & Investing · Income Tax · Quick answer 30 sec · Full read 22 min Updated 14 June 2026 — ITAT Ahmedabad ruling added (back-year window for AY 2024-25 and AY 2025-26). A salaried taxpayer with short-term capital gains can face an income-tax demand (about Rs 62,400 in our worked example) when the Section 87A rebate is … Read more
RBI & Macro Currency & Forex · May 2026 · 9 min read By Utkarsh Garg · Founder & Editor, FinEstate · 28 May 2026 Last updated: 08 Jun 2026 SEBI Non-Advisory Disclosure: FinEstate publishes educational content on Indian personal finance, taxation, and macroeconomics. We are not a SEBI-registered Investment Adviser or Research Analyst. Nothing … Read more
RBI & Macro Monetary Policy · 28 May 2026 · 12 min read SEBI Non-Advisory Disclosure: This article is for educational purposes only. It does not constitute investment advice. Please consult a SEBI-registered investment adviser before making any financial decision. AI-Assistance Disclosure: This article was researched and drafted with AI assistance and reviewed by Utkarsh … Read more
Real Estate · Home Loans · Quick answer 30 sec · Full read 19 min EBLR-linked home loans reset quarterly when the RBI changes the repo rate, but your bank defaults to adjusting tenure rather than EMI — you have to ask for the EMI cut. Section 24(b) is worth up to Rs 2 lakh of interest deduction, and … Read more
Five rules govern this filing season, and three affect every salaried filer with equity exposure. A single ELSS redemption makes ITR-2 mandatory, and Section 87A does not reduce your capital gains tax.
Tax & Investing · Income Tax · Quick answer 30 sec · Full read 21 min Updated 2 June 2026. Figures verified against Finance Act 2025 and CBDT Circular No. 13/2025. For FY 2025-26, the New Tax Regime makes gross salary up to Rs 12.75 lakh effectively zero-tax — a Rs 60,000 Section 87A rebate plus a Rs 75,000 standard … Read more
Personal Finance · Banking · Quick answer 30 sec · Full read 29 min DICGC deposit insurance covers up to Rs 5 lakh per depositor per bank (principal plus interest combined) across all branches of the same bank. It applies to savings, fixed, recurring, and current accounts in rupees at scheduled commercial banks, small finance banks, payments banks, and … Read more
Currency & Forex By Utkarsh Garg · Founder & Editor, FinEstate | May 21, 2026 | 7 min read Last updated: 02 Jun 2026 Rs 96.90 USD/INR — May 20, 2026RBI ref rate 96.7290 (Fed H.10 verified) -7% YTD Depreciation 2026~-13% over 12 months (approx.) ~$5B Est. RBI Intervention (May wk 1)Bankers’ estimate — not … Read more
RBI & Macro · Inflation Food prices bifurcate, southern states surge to 5.81%, and a 4.82-point WPI–CPI gap signals the pressure still in transit. By Utkarsh Garg · Founder & Editor, FinEstate· May 2026· 9 min read· PROVISIONAL DATA — MOSPI 12 MAY 2026 Last updated: 02 Jun 2026 SEBI Non-Advisory DisclosureFor educational purposes only. … Read more